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When you meet with one of our advisers they will determine the following:

• Are you applying on your own or jointly?
• How much do you wish to borrow?
• How much deposit do you have?
• Your employment and your income.
• How much outgoings you have.
• What your credit status is.

  Mortgage lenders each have their own individual criteria and you need to meet their eligibility assessment to confirm that you will be able to repay the mortgage.

  We will be able to advise you on the next steps and which lenders suit your personal requirements.