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Development Finance

property development finance

I’m looking for the right finance to support my development projects

If you are looking to develop or refurbish residential properties, commercial or mixed-use properties then a development finance loan could be an option to consider. Unlike a traditional mortgage lender that will consider the value of the property, a development finance lender will take the value of the completed property into account.

This is a short-term funding option, usually for between 6-18 months and is often granted to experienced builders and developers so that you can raise the capital for a specific project. Funding invariably involves two key parts to the loan. The first will often be used to assist with the purchase of the development site. This could be land where several new properties will be built or an existing property that will undergo a refurbishment.

The second stage of the loan is used to pay for the costs of the build works associated with the project and is usually drawn in stages, as opposed to being accessed in one amount at the outset. This often happens once a month as works are completed on the project.

Depending on the type of project, the experience of the developer and the level of build costs, drawdown of the build element of the development finance will be subject to independent monitoring surveyor (IMS) sign off.

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Call +44 (0) 207 100 1765 or email

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Whether you're a first-time homebuyer, looking to refinance your existing mortgage, looking for lending options for your business, or needing help finding the right insurance coverage, we've got you covered. Contact us today to schedule a consultation and take the first step towards achieving your financial goals.

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