Mortgages & Lending

There are many options to consider when it comes to mortgages / loans. We will break down the jargon, explain everything to you clearly and ensure that you fully understand everything there is.

Our qualified advisors will work with you from start to finish and help you cross any obstacles along the way. The whole process will become easy and efficient with us by your side.

Our personalised approach is perfect for you whether you are a first-time buyer, a small business enterprise (SME), a high-net-worth individual, or an investor with a professional portfolio that needs managing. We don't operate a one-size-fits-all; we take the time to listen to your individual needs to provide the right solution for you.

Our mortgage solutions cover:
  • Residential Purchase and Remortgage
  • Consumer Buy to Let
  • Let to Buy
  • Commercial Buy to Let Mortgages*
  • Ltd Company Buy to Let*
  • Contractor Mortgages
  • Bridging Finance
  • HMO Lending

Would you like to know more about mortgages? Visit our Mortgage Jargon Page.

*These products are regulated by the Financial Conduct Authority.


Protection & Insurance

Life comes with no guarantees and every now and again, a curve ball may be thrown your way. Preparing for unforeseen situations ensures you and your loved ones are taken care of should you experience redundancy, severe illness, trauma or more seriously, death. Talking to us, you will receive unbiased advice, information on the different policies available and suggestions on what is best for you when it comes to protecting you and your family.

Protection isn’t just about your personal life. If you are an entrepreneur of a small to medium sized business, there is a wealth of protection you should be considering.

Our Protection & Insurance solutions include:
  • Life Insurance
  • Whole of Life Assurance
  • Critical Illness
  • Relevant Life Insurance
  • Income Protection
  • Key Person Cover
  • Private Medical Cover
  • Shareholder Protection
  • Business Loan Protection

Visit our Life Insurance Jargon Buster Page

Contact us today for a no-obligation protection review.


Commercial Finance

We understand that running your own business sometimes requires extra finance; whether you are expanding or require additional funds to stabilise cash flow, we can help you source the right type of finance for your needs.

We are experts in arranging Commercial Finance and have helped many businesses across various sectors from warehouses to pharmacy purchases.

Our team will work with specialist lenders, which we will source to provide you with the best available deals.

Our commercial finance solutions cover:
  • Bridging Loans
  • Ltd Company Buy to Let
  • Commercial Mortgages
  • Cash Flow Finance
  • Development Finance
  • Invoice Financing
  • Asset Finance
  • Enterprise Finance Guarantee

Key Life Financial Services are an Accredited member of the National Association of Commercial Finance Brokers (NACFB).

These products are not regulated by the Financial Conduct Authority


General Insurance

Speaking to a qualified General Insurance Broker who can advise what is best for you can take the pressure off you having to research different policies.

Our team will take the time to explain any jargon on your insurance documents, so you can be confident you will know what you are covered for and, more importantly, have the right product for your needs. 

Our General Insurance solutions cover:
  • Home Insurance
  • Landlords (BTL) Insurance*
  • Tenants Contents
  • Buildings 
  • Commercial Property*
  • Non Standard insurances including unoccupied, underpinned, holiday homes etc

*Not all of these products are regulated by the Financial Conduct Authority.