Commercial investment mortgages, sometimes referred to as business mortgages, are mainly for business owners who are looking to buy property or land for commercial use. They cover commercial or mixed-use properties that are being purchased for rental return and capital gain and lending can be against any type of commercial property. They cover a variety of property types such as retail units, offices, factory units or any commercial premises used by your business.
The maximum loan amount can vary depending on the type of property and rental yield Repayment loan terms can be over 25 years, with the average typically being around 20 to 15 years. Interest only facilities can also be arranged, and the funds borrowed in your personal name, limited company, pension fund or trust.
Commercial investment mortgages may also be an appropriate solution for larger or more complex residential properties that are being purchased for rental return and capital gain. Lending can be against any type of multi-unit residential property such as apartment blocks, Houses in Multiple Occupation (HMO), student lets or portfolios.
Whether you're a first-time homebuyer, looking to refinance your existing mortgage, looking for lending options for your business, or needing help finding the right insurance coverage, we've got you covered. Contact us today to schedule a consultation and take the first step towards achieving your financial goals.
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Saturday | Closed |
Sunday | Closed |