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Relevant Life Policy

relevant life policy

I want to arrange life cover for my key employees in a tax-efficient manner

A Relevant Life Plan is an alternative and cost-effective way for an employer to set up life cover for a key employee in a tax-efficient manner, without using a registered death in service group life scheme to benefit the employee’s dependents.

A Relevant Life Plan can be beneficial if you run a small business and don’t have enough eligible employees to warrant a group life scheme. They may also be appropriate for high-earning employees or directors who have substantial pension funds and don’t want their benefits to form part of their life time allowance, and for members of group life schemes who want to top up their benefits.

Relevant Life Insurance policies can be arranged to provide a lump sum if the employee dies or is diagnosed with a terminal illness but don’t have a cash-in value at any time and if you stop paying your premiums your cover will stop.

Ready to start a conversation with Key Life Financial Services?
Get in touch today to find out how we can help you.
Call +44 (0) 207 100 1765 or email


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